Investment Advisory Services offered through Global Financial Private Capital, LLC.
Financial Dynamics and Associates, Inc. and Global Financial Capital Private Capital, LLC are not affiliated entities. Financial Dynamics is not affiliated with the Social Security Administration or any governmental agency. You are encouraged to contact the Social Security Administration regarding your specific situation. The content of this website is not intended as investment advice or an investment recommendation. The information contained herein does not involve the rendering of personalized investment advice and should not be construed as legal or tax advice as neither Financial Dynamics and Associates, Inc. or Global Financial Private Capital, LLC provide legal or tax advice. A professional advisor should be consulted before implementing specific advice. Always consult an attorney or tax professional regarding your specific legal or tax situation.
In addition to providing investment advisory services on behalf of Global Financial Private Capital, LLC (GFPC), individuals associated with Financial Dynamics and Associates, Inc. itself may provide or offer to its clients certain other products or services outside GFPC's or its affiliates' and control, including but not limited to, insurance-related advice. Website users are advised that these Other Services are provided and offered exclusively by Financial Dynamics and Associates, Inc. and are not endorsed, provided, offered or supervised by GFPC or its affiliates.
Insurance products and services are offered through Financial Dynamics and Associates and are not offered by GFPC. Guarantees are associated with insurance products and are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations or early withdrawal fees, which vary by the issuer. They do not refer, in any way to securities or investment advisory products.
Annuities have limitations. They are long-term vehicles designed for retirement purposes. They are not intended to replace emergency funds, to be used as income for day-to-day expenses, or to fund short-term savings goals. Investing involves risk.
A fixed indexed annuity is not a stock market investment and does not directly participate in any stock or equity investment. It may be appropriate for individuals who want guaranteed interest rates and the potential for lifetime income. Guarantees are subject to the claims-paying ability of the issuing insurance company.
Lifetime income may be provided through the purchase of an optional rider for an additional cost or through annuitization at no additional cost. If you take withdrawals before you're age 59½, you may have to pay a 10% early withdrawal federal tax penalty in addition to ordinary income taxes. Withdrawals may trigger early surrender charges, reduce your death benefit and contract value.
Not a deposit • Not FDIC or NCUSIF insured • Not guaranteed by the institution • Not insured by any federal government agency • May lose value